Filing a health insurance claim isn’t exactly anyone’s idea of a good time. The process can feel technical, slow, and frustrating, but sometimes it’s necessary. Here’s what you need to know.

There are a lot of terms thrown around when talking about insurance that can be confusing for many. Insurance can be complicated, and The Insurance People are here to help. Not sure what a deductible or out-of-pocket max is? Wondering what the difference between an HMO and PPO plan could mean for your doctor visits? Here’s a quick insurance 101 guide to help you get started.

If your child is enrolled in an Affordable Care Act (ACA) health plan, you may not realize that dental and vision benefits are included for children under the age of 19. These benefits do not incur any additional costs and can be used alone or in conjunction with other dental and vision insurance plans.

There have been two huge updates to the Individual Marketplace that directly affect your healthcare coverage through Healthcare.gov. Please take a moment to read this carefully; your insurance and financial assistance may depend on it.

Taking care of your health doesn't stop at doctor visits. Many health insurance carriers now offer wellness perks, such as gym memberships, digital fitness platforms, and dental and vision discounts. The best part? You probably already have access to these benefits through your health plan.

When helping folks enroll in individual marketplace health insurance plans, we always ask, “What is your taxable income?” Let’s break it down! Here’s why we need your income info. 

Not sure how to find a doctor who is in-network, or struggling to confirm if your doctor already is? Check out our handy guide on how!

The Insurance People explain why GLP-1 weight loss drugs, like the semaglutides Ozempic and Wegovy, aren’t covered by insurance companies.

Take a dive with The Insurance People into how Medicare works, what to expect, and some important updates on the ever-changing landscape under our current administration.

URGENT ALERT FOR GROUP CLIENTS: If you have not submitted your RxDC reporting yet, you have until June 1st to do so without penalty. After that, you risk being fined up to $100 per day it is not submitted.

The Insurance People review Health Savings Account (HSA) maximum contribution limits for 2026 and share how to get tax deductions for your HSA-paid medical expenses.

Long-term Care (LTC) insurance helps cover the costs of care when you can no longer perform basic activities of daily living without help, such as bathing, dressing, or eating. LTC can help cover the income needed for folks to remain in their homes, receive healthcare at home, and help pay for facilities and nursing homes, among other things. 

The Insurance People explain how small business clients can input their insurance and benefit deductions into Gusto, with a step-by-step guide.

We know that disability benefits are a critical part of your employee benefits package, allowing for your staff to take leave at times of sickness and accident. The Insurance People discuss what all is covered under short-term disability.

For Women’s History Month, The Insurance People cover a brief history of midwives and midwifery in Illinois, including the recent changes to midwife licensing in Illinois.

The Insurance People review Health Savings Account (HSA) maximum contribution limits for 2024 and 2025 and share how to get tax deductions for your HSA-paid medical expenses.

The Insurance People give an update on new legislation introduced in Illinois for 2025 in healthcare and insurance. Learn more how these changes will effect health insurance plans in the coming year.