Taking Advantage of Your Carrier's Wellness Perks
Taking care of your health doesn't stop at doctor visits. Many health insurance carriers now offer wellness perks, such as gym memberships, digital fitness platforms, and dental and vision discounts. The best part? You probably already have access to these benefits through your health plan.
Whether you're on a group plan through work or have an individual plan, many of these wellness benefits are included at no extra cost or a steep discount. Here's a breakdown of some of the wellness programs available through major insurers — and how to take advantage of them.
Blue Cross and Blue Shield of Illinois – Well onTarget Fitness Program
What It Is: A flexible fitness program for BCBSIL members and their covered dependents (16+).
Perks:
Select from a tier of gym networks ranging from $19 to $129 per month.
Each tier grants you access to thousands of participating gyms through your subscription; simply find a participating location and walk in with your app.
Alternatively, opt for a digital-only workout plan for $10 per month, which grants access to thousands of workout videos and live fitness classes that you can join from the comfort of your own home.
Additional discounts on boutique studio classes and specialty gyms, such as pilates studios or boxing classes.
Discounts on some alternative medicines, such as acupuncture and massage.
Access to the WellOn Target app, which can be used to find gyms, log your workouts, sign up for studio classes, and track your fitness goals all in one place.
How to sign up:
Log in to your member portal at bcbsil.com, click the Wellness tab, and find the Fitness Program under "Learn More."
Or call 888-762-BLUE (2583) Monday through Friday, 7 a.m. – 7 p.m. CT. Learn more here.
Aetna – Health Your Way
What It Is: A digital wellness platform that uses a personalized score based on your current health and habits to guide your wellness goals. Members can earn rewards every time they reach a new goal or complete a wellness challenge.
How It Works:
Begin with a brief health assessment to determine your MyHealth100 score.
Using suggestions based on your score, craft a personalized journey that aligns with your objectives, whether that is eating healthier, tracking fitness goals, or something else.
Connect a wearable device or an app to track progress automatically.
Members can access a content library of articles, videos, and podcasts, as well as engage with others who share the same goal.
How to sign up: Log in to your Aetna account and select Well-being Tools, or download the ActiveHealth app. Learn more here.
UnitedHealthcare – One Pass Select
What It Is: A subscription-based fitness program offering gym and digital workout access as part of the UnitedHealthcare Rewards program.
What's Included:
Multiple networks of gym and studio locations, with network access starting at $29 per month, up to $144 per month.
A digital-only option for $10/month offering live or on-demand virtual fitness classes, which includes a fitness routine builder.
Some employer plan and premium tier members may also be able to access a grocery delivery service as part of their One Pass Select membership.
How to sign up: Sign in to your UHC portal on the app or the website, go to UHC Rewards, and select Redeem rewards to access One Pass Select. Read more here.
Amplifon Hearing Health Care (via Delta Dental)
What It Is: A full-service hearing care program with virtual and in-person support offered to Delta Dental of Illinois members.
Who It's For: Anyone dealing with hearing issues or interested in preventing hearing loss. This program may be especially helpful for individuals 50 and older, those living in noisy environments, or individuals with certain illnesses and diseases.
What You Get:
Virtual hearing screenings and personalized coaching on how to use your hearing aids.
Access to a nationwide network of providers and discounted hearing aids from many different brands that your hearing specialist can help you choose between.
One-year follow-up care, two-year battery supply or charger, and a three-year warranty.
Financing options + HSA/FSA compatibility are available.
Learn More: Call 888-823-2130 or visit amplifonusa.com/deltadentalIL, or view the flyer here.
No matter what insurance carrier you are with, you likely have wellness programs at your disposal. From fitness trackers to vision care, these benefits are available to help you achieve your health goals. If you want to save on your gym membership or are just looking for options to feel better day-to-day, it’s a good idea to log in and see how your insurance can work for you in all aspects of health and wellness.
