Eligible HSA Expenses (2023)

You can use the funds in your HSA to pay for qualified medical expenses, which are defined by the IRS and include deductibles, medical supplies, and even items like eyeglasses and dental fillings. As part of the 2020 CARES Act, over-the-counter medications and menstrual care products are now eligible for purchase with HSAs. This list includes products like allergy medication, pain relievers, prenatal vitamins, and tampons. See the full list of eligible HSA expenses below.

  • AA Meetings, Abena Pants protective underwear, Abena protective pads, Abortions, Abreva, Acetaminophen, Acid reflux medication, Acne medicine, Acupressure mats, Acupressure wristbands, Acupuncture, Adoption fees, Adult diapers, Advil, Advil Liqui-Gels, Advil Migraine, Alcohol wipes, Alcoholism treatment programs, Aleve, Alginate dressings, Allegra, Allegra-D, Allergy medication, Allergy testing, Ambulance care, Amwell, Analgesics, Anesthesia services, Ankle braces, Annual physical exams, Antacids, Anti-nausea medicine, Antibiotic ointments, Antibiotics, Antidepressants, Antiemetic medicine, Antifungal cream, Antihistamines, Arm slings, Arthritis gloves, Arthritis medication, Artificial insemination, Artificial limbs, Artificial teeth, Aspercreme, Aspirators, Aspirin, Athletic tape, Athletic wraps, Autoinjector needles, Autoinjectors, Ava fertility trackers

  • Baby breathing monitors, Baby rash creams, Baby rash ointments, Baby sunscreen, Baby thermometers, Back braces, Backrests, Band-Aids, Bandages, Bariatric surgery, Bathing aids, Bathtub benches, Batteries for medical devices, Bayer aspirin, Bed pans, Bed pulls, Bed rails, Bedwetting underwear, BeKoool, Benadryl, Benadryl cream, Benefiber, Benzoyl peroxide cream, BetterHelp, Bifocals, BinaxNOW COVID-19 tests, Biofreeze, BiPAP machines, Birth control pills, BleedCEASE, Blood glucose meters, Blood glucose monitors, Blood glucose test strips, Blood glucose testing, Blood pressure monitors, Blood sugar meters, Blood sugar monitors, Blood sugar test strips, Blood tests, Body scans, Bonine, BRACAnalysis testing, Braces, Breast milk storage bags, Breast milk storage bottles, Breast MRIs, Breast pumps, Breast reconstruction after cancer, Breastfeeding pads, Breastfeeding pillows, Breathe Right nasal strips, Breathing trainers, Bridges, Butterfly bandages

  • Calamine lotion, CalmiGo, Calmol 4, Cancer screenings, Candid clear aligners, Canes, Capsaicin cream, Carpal tunnel treatment, Cataract surgery, Catheter lubricants, Catheters, Cervical collars, Childbirth, Children's sunscreen, Chirp Wheels, Chloraseptic throat lozenges, Chloraseptic throat spray, Cholesterol meters, Cholesterol test kits, Chondroitin, Christian Science practitioners, Circumcision, Citrucel, Claritin, Claritin D, Clavicle braces, COBRA premiums, Colace, Colace 2-in-1, Cold medicine, Cold packs, Cold sore medication, Collagen dressings, Collection bags, Colonoscopies, Colostomy bags, Colostomy pouches, Colostomy supplies, Commode parts, Commodes, Compound W, Compression sleeves, Compression socks, Compression wraps, Condoms, Constipation medication, Contact lens cases, Contact lens solution, Contraceptives, Cooling gel patches, Cooling gel sheets, Copays, Corn removers, Corneal keratotomy surgery, Coronary calcium scans, Cortizone 10, Cough drops, Cough medicine, Cough suppressants, Cough syrup, Counseling, COVID-19 tests, CPAP cleaning products, CPAP hose holders, CPAP machines, CPAP masks, CPAP pillows, Crutches, Crystalens surgery, CT scans

  • Dayquil, Decongestants, Defibrillators, Dental care, Dental cleanings, Dental crowns, Dental fillings, Dental implants, Dental treatments, Dental X-rays, Denture adhesives, Denture care, Denture cleaners, Dentures, DEXA scans, Dextromethorphan, Diabetic bracelets, Diabetic monitors, Diabetic socks, Diabetic test kits, Diabetic test strips, Diaper rash cream, Diarrhea medicine, Digital thermometer probe covers, Digital thermometers, Dilation and curettage (D&C), Disposable briefs, Disposable nursing pads, Disposable pads, Disposable underwear, Drainage bags , Drainage products, Dramamine, Dressing aids, Drug addiction treatment, Drug overdose treatment, Dry eye relief drops, Dulcolax

  • Ear drops, Ear thermometers, Ear wax removal products, Egg freezing, Elastic bandages, Electric heating pads, Electrolyte solutions, Electrotherapy, Elevated toilet seats, Emergency equipment, Emergency room visits, EMS devices, Enema kits, Enemas, Epipens, Epsom salt, Erectile dysfunction medications, Ex-Lax, Excedrin, Excedrin PM, Expectorants, ExpressionMed adhesive patches, External pain relief, Extra wide wheelchairs, Eye drops, Eye exams, Eye pressure monitors, Eye surgery, Eyeglasses

  • Feminine hygiene products, Feminine pain relief products, Fertility monitors, Fertility tests, Fertility treatments, Fever strips, Fiber, Finger cots, Finger splints, First aid cream , First aid kits, First aid supplies, Fisherman's Friend cough drops, Fleet enemas, Flonase, Flu shots, Fluoride treatments, Foam dressings, Forearm crutches, Forehead thermometers, Fuel for medical care

  • Gait belts, Gas relief medication, Gas-X, Gastric bypass surgery, Gauze, Gaviscon, Gender reassignment surgery, Generic prescription drugs, Glasses, Glucosamine, Glucose monitoring kits, Glucose monitoring supplies, Glucose monitors, Gold Bond, Grooming aids, Guide dogs, Gynecological exams, Gynecologists

  • Halls cough drops, Handicap license plates, Hard lens cleaners, Harmless Cigarettes, Headache medicine, Hearing aid batteries, Hearing aids, Heart rate monitors, Heart scans, Heating pads, Hemorrhoid cream, Hemorrhoid wipes, Hemorrhoidal suppositories, Hernia supports, Home diagnostics, Home oxygen supplies, Hormone replacement therapy, Hospital beds, Hospital food for patients, Hospital services, Hospital visits, Hot packs, Hot water bottles, Hotel expenses for medical care, Human guides, Hydrocortisone cream, Hydrogen peroxide, Hysterectomies

  • Ibuprofen, Ice packs, Icy Hot cream, Icy Hot patches, Ileostomy supplies, Immunizations, Immunotherapy, Imodium, Imodium AD, In vitro fertilization (IVF), Incentive spirometers, Incontinence pads, Incontinence supplies, Incontinence underwear, Infertility treatment, Insect bite medication, Insoles, InstaClear nasal strips, Insulin, Insulin pumps, Insulin supplies, Invisalign, Iodine (topical), Isopropyl alcohol, IV equipment, IV stands

  • Joint pain medication, Joint supplements

  • Kaopectate, Ketone test strips, Kinesiology, Kinesiology tape, Knee braces, Knee wraps

  • Lab fees, Laboratory fees, Lancets, Lanolin, Lap band surgery, Laser eye surgery, LASIK, Laxatives, Leg bags, Legal abortions, Lice treatments, Life Alert, Life alert systems, Lifting aids, Light therapy, Lip balm (SPF 15 or higher), Long-term care insurance premiums, Luden's cough drops, Lumify

  • Magnifying glasses, Mammograms, Mastectomies, Mastectomy bras, Maternity support belts, Medical alert bracelets, Medical alert systems, Medical monitors, Medical office visits, Medical tape, Medical wraps, Medicare HMO premiums, Medicare Part A premiums, Medicare Part B premiums, Medicare Part C premiums, Medicare Part D premiums, Medicine dosers, Medicine organizers, Menopause treatments, Menstrual cups, Menstrual pads, Metamucil, Midol, Midol Complete, Midwife services, Milk of magnesia, MiraLAX, Mobility scooters, Motion sickness medication, Motion sickness wristbands, Motorized wheelchairs, Motrin, Motrin PM, Moving aids, MRIs, Mucinex, Mucinex DM, Multi-purpose solution, Mylanta, Mylicon, The Morning After Pill

  • Naproxen, Nasal aspirators, Nasal strips, NasalCEASE, Nausea medicine , Nebulizers, Needle containers, NeilMed Sinugators, Neosporin, Neti pots, Neurologists, Nexium, NicoDerm CQ patches, Nicorette gum, Nicotine gum, Nicotine patches, Nighttime underwear, Nipple shields, Nizoral , NMS devices , Norplant insertion, Norplant removal, Nursing home expenses, Nursing pads, Nyquil

  • OB/GYN visits, Obstetricians, Oncologists, oogiebears, Operations (medically necessary), Ophthalmologists, Optometrists, Organ donation, Organ transplants, Orthodontia wax, Orthodontists, Orthokeratology, Orthopedic neck supports, Orthotics, Ostomy bags, Ostomy pouches,Ostomy supplies, Otoscopes, Out-of-network providers, Out-of-network services, Over-the-counter medications, Ovulation monitors, Ovulation tests, Owlet baby monitors, Owlet Smart Socks, OXY 10 cream, Oxygen equipment

  • Pain relievers, Panty liners, Parking fees for medical treatment,Peak flow meters, Pedialyte, Penetrex, Pepcid AC, Pepcid Complete, Pepto Bismol, Peroxide, Personal care appliances, Personal steam inhalers, PET scans, Phillips Milk of Magnesia, Phototherapy, Physical exams, Physical therapy, PICC line covers, Pill boxes, Pill crushers, Pill cutters, Pill organizers, Pill pouches,Plan B, Portable oxygen supplies, Post-op shoes, Posture aids, Posture Pump disc hydrators, Power chairs, Power scooters, Pregnancy tests, Prenatal ultrasounds, Prenatal vitamins, Preparation H, Prescription copays, Prescription drugs, Prescription glasses, Prescription sunglasses, Prevacid, Preventative care, Prilosec, Proov PdG ovulation tests, Prosthetic limbs, Proton pump inhibitors, Psychiatric treatment, Psychiatrists, Psychoanalysis, Psychological treatment, Psychologists, Psyllium husk powder, Pulse oximeters

  • No eligible items

  • Radial keratotomy surgery, Readers, Reading glasses, Reclining wheelchairs, Rectal thermometers, Rehab services, Rehydration solutions, Respiratory treatments, Retainers , Rib belts, Ricola cough drops, Robitussin, Rolaids, Rubbing alcohol

  • Sacro braces, Saline nasal spray, Salonpas patches, Scooters, Screening tests, Seating aids, Service animals, Sex reassignment surgery, Sharps containers, Shoulder braces, Shower benches, Shower grab bars, Sinus medication, Sinus rinses, Sitz baths, Skin cancer screenings, Sleep aids, Sleep deprivation treatment, SmileDirectClub clear aligners, Smoking cessation products, Smoking cessation programs, Soft lens cleaners, Somnoplasty, Sonoline B fetal heart rate monitors, Speech therapy, Splints, Stair lifts, Steri-Strips, Sterilization procedures, Stethoscopes, Stool softeners, Stop smoking programs, Stridex pads, Sublingual immunotherapy, Substance abuse therapy, Suction machines, Sudafed, Sudafed PE, Sunburn cream, Sunburn ointment, Sunscreen, Suppositories, Surgical bandages, Surgical dressings, Swivel seats, Syringes, Systane

  • Tagamet, Talkspace, Tampons, Teeth cleanings, Teladoc, Telehealth services, Telemedicine services, Temporary dental repair, TENS machines, TENS replacement pads, Test strips, Theraflu, Therapy, Thermacare cream, Thermacare HeatWraps, Thermometers, Throat lozenges, Toilet safety rails, Tooth pain relievers, Topical steroids, Tourniquets, Tracheostomy supplies, Traction equipment, Transfer aids, Transfer boards, Transfer discs, Transition lenses, Transplant surgeries, Transport wheelchairs, Travel expenses for medical care, Tub benches, Tubal ligation, Tucks Medicated Pads, Tums, Tylenol, Tylenol PM

  • Ultrasound devices, Urgent care visits, Urinals, Urinalysis, Urine test strips, Urological care, Urostomy pouches, Used needle containers

  • Vaccinations, Vapor rub, Vaporizers, Varicose vein surgery, Vasectomies, Vasectomy reversals, Vicks Vapor Inhalers, Vicks VapoRub, Vicks VapoShower tablets, Vicks VapoSteam liquid, Visine

  • Walkers, Walking aids, Wart removers, Washable nursing pads, Wellness scans, Wheelchairs, Wound cleansers, Wrist braces

  • X-Rays, Xyzal

  • Yeast infection medication

  • Zantac, Zegerid, Zicam, Zyrtec, Zyrtec-D

Source: HSAList.org