Group Health Information
Alexandra's specialty is health insurance. She has been focused on health insurance since 2005 and has ridden the roller coaster of the Affordable Care Act. The insurance People holds contracts with all the leading carriers like Blue Cross Blue Shield, United Healthcare, Humana and Aetna. We also work with an array of secondary carriers too.
Small Group Health Insurance is a critical segment in the market. Alexandra understands the ins and outs of accessing and negotiating group health insurance. Alexandra brings her educational approach to helping folks understand the options, and creative ideas to access insurance. She can work with groups as small as 1 insured!
What is group health insurance?
Group health insurance is a policy that is owned by a company and offered to its ownership and/or employees. Group health insurance policies are paid for by companies and not individuals.
What are the benefits of group health insurance?
- Larger Networks
- Lower Rates
- Lower Deductibles
- More carrier options
- Tax benefits for both employer and employee
Why group health insurance?
Already the list noted above makes the group market more appealing then the individual market. Most importantly though, group health insurance creates stability. The group market, unlike the individual market, is stable. Rates are not bouncing around, renewal processes are easy and often seamless, and the networks are not changing constantly.
Is your business required to purchase group health insurance?
Large businesses with 50 or more employees are now required to offer group health insurance under the Affordable Care Act. Small businesses with fewer than 50 employees are not required to offer coverage, but with the group market being more appealing and requirements being easy most often folks want to enroll in the group market.
Contact us today for more information about group health insurance.