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The Insurance People Blog: insurance

View the latest blog posts from The Insurance People.

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Wednesday, April 14, 2021

Common Life Insurance Vocab

It can be difficult to research, apply for, and review life insurance without knowledge of some common vocabulary terms used in the policy descriptions. Here’s what you need to know to make life insurance easier to understand.  Term Life Insurance: This type of life insurance is bought in increments based on the term length needed. READ MORE >>

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Wednesday, April 7, 2021

The COVID-19 Stimulus Package & Your Insurance Plan

  The American Rescue Plan Act, also known as the COVID-19 Stimulus Package, was passed on March 11, 2021. This $1.9 trillion economic stimulus bill was drafted to speed up recovery caused by the COVID-19 pandemic. The bill may affect your personal health insurance and/or the way you offer health insurance to your terminated or laid off staff. READ MORE >>

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Wednesday, March 31, 2021

Life Insurance Specifics

  With so many details and nuances that go into life insurance policies, it can get confusing. In order to fully understand what life insurance is and if you should be considering it, it’s essential to understand the basics. We break down the fundamental life insurance vocabulary, who needs it and which policies are best suited for folks. READ MORE >>

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Monday, February 8, 2021

Liability Insurance Explained

  When it comes to property and casualty insurance, having liability insurance is the most essential piece. Here’s everything you need to know about liability insurance from our insurance experts.    What does Liability cover? READ MORE >>

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Monday, December 14, 2020

Medicare: Supplements & Advantage Plans

   Original Medicare coverage is Part A and B. Most folks add on Supplements or Advantage Plans to cover additional expenses such as copayments and deductibles. Two types of plans assist with covering extra costs: Medicare Advantage plans and Medicare Supplement insurance. READ MORE >>

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Monday, December 7, 2020

Medicare: Part D

Part D of Medicare plays a crucial role in ensuring folks have healthcare coverage that takes care of all their needs. It covers medication and makes prescriptions more affordable. Here’s everything you need to know about Part D.     The Cost READ MORE >>

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Wednesday, December 2, 2020

Special Enrollment Periods

  Open Enrollment is November 1st - December 15th. If you do not apply during Open Enrollment, you can apply throughout the year when you have a Special Enrollment Period (SEP). Keep reading for everything you need to know about enrolling in health insurance outside of open enrollment. READ MORE >>

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Tuesday, November 24, 2020

Life Insurance: Contactless Underwriting During COVID

  Life insurance is always a necessity, but in the midst of a global pandemic, it’s even more essential. Many insurance carriers have now made it possible to apply for life insurance completely electronically. Here’s what you need to know about contactless underwriting and applying for life insurance during COVID-19. READ MORE >>

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Tuesday, November 10, 2020

Open Enrollment: Individual vs Group

  Open enrollment (November 1st - December 15th) can be stressful because often you are looking at a series of very expensive options that do not meet all your needs. The good news is that some plans went down in price this year! We are looking forward to being of help and finding you the best plan for your needs at the lowest cost. READ MORE >>

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Monday, November 2, 2020

Homeowners Insurance

  One of the most important types of insurance you can have when you own a home is homeowners insurance. Protecting you, your family, and your belongings relies on having a homeowners insurance policy that provides adequate coverage. It’s also important that your policy is affordable and comprehensive. READ MORE >>

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